Finwise Bancorp (FINW)

They are FinWise Bancorp, a Utah bank holding company headquartered in Murray, Utah. They operate through their wholly-owned subsidiary, FinWise Bank, a Utah state-chartered non-member bank. They make loans to and take deposits from consumers and small businesses across the United States of America (“USA”). Combined, they believe these attributes enable them to effectively manage their risk and achieve superior rates of growth and profitability compared to other banks, as reflected in S&P Global Market Intelligence rankings of banks and thrifts. For each of the past five years, FinWise Bank has been recognized as a Top Performing Bank by S&P Global Market Intelligence and in 2020, FinWise Bank ranked as the second-best performing bank and thrift in the USA with up to $3 billion in assets. The 2020 ranking was based on a scoring system comprised of six key ratios encompassing profitability, revenue growth, capitalization and credit quality. Founded in 1999, FinWise Bank (formerly known as Utah Community Bank) operated as a local community bank focusing on real estate lending in and around the Salt Lake City, Utah MSA. The Company was formed in 2002 and acquired 100% of the stock of Utah Community Bank.

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